Digital, In-Person, and Account Services To Fit Your Lifestyle


BCT Card Pay

Pay your bills more easily by using your BCT Debit Card in Online Banking


Now you get to choose how to pay your bills. That’s because BCT's BillPay now accepts debit card payments for most bills. It’s a new feature that puts you in control of the way you pay. And it’s all in one convenient place.

Here’s how to get started:

  • Go to your payments dashboard in Online Banking's BillPay and click the ‘Pay by Card’ link under eligible billers
  • Add your BCT Debit Card information as a funding account
  • Enter login credentials for the biller’s website
  • Click “Pay now” and you’re done

It’s that easy. Get started today!  LOGIN to Online Banking and BillPay above.


Apple Pay® is Here!Apple-watch-and-Merchant-Machine

Apple Pay enables you to make contactless and cashless payments as well as purchases in stores, online, and within other apps. You can send and receive money from friends and family in Apple's Messages.*

Apple Pay works with millions of vendors. Load your BCT Debit Card in Apple Pay to create your virtual wallet.

Convenience and security are the hallmarks of Apple Pay. Pay in stores using your iPhone® , iPad®, or Apple Watch®.  You can also pay within other Apps and on the internet. And a really great feature is the ability to send, receive, and request money using Messages.

When paying, look for these symbols:apple-pay-merchant-symbols

Apple Pay Instructions

* Wireless connection required for iPhone, iPad, and Apple Watch. Usage fees may apply. Contact your wireless provider for details.



55,000 Surcharge-Free ATMs

Make cash withdrawals using your BCT VISA® Debit Card at over 55,000 ATMs nationwide, and thousands more overseas, using the AllPoint® ATM network.

To find an ATM near you, visit our Locations page and select AllPoint ATMs.

AllPoint ATMs





24-Hour Telephone Banking


Enhanced features of BCT's 24-Hour Telephone Banking include speech recognition (including Spanish), scheduling of automatic transfers, making BCT loan payments, activating and deactivating your BCT Debit Card, and reviewing future-dated transactions.  The menu has been updated so listen carefully. 


Access to the enhanced 24-Hour Telephone Banking system requires registered phone numbers.  If you need to update your phone numbers, contact our Customer Care Center at 1-800-296-8431.

Reference Guide & Quick Tips


Financial Calculators

Our calculators can help you stay in control of your financial life such as determining monthly payments on personal loans, automobile affordability, whether to rent or buy a home, mortgage amortization, savings and spending goals, just to name a few.




Allows you to set spending, geographical and parental controls on your BCT Debit Cards for you and your whole family. This also helps you prevent misuse and fraud by allowing you to turn your BCT Debit Card ON and OFF with ease.

What does it do for me? 

  • MyCardRules™ gives you a variety of restriction and alert choices.
  • You can access MyCardRules™ from your BCT Mobile App.
  • It will increase fraud detection and prevention.