Consumer Credit Card

BCT offers our personal account holders a consumer VISA® Rewards Platinum credit card that provides hometown convenience, worldwide acceptance, and great benefits.*


*BCT credit cards offered through TCM, NA. Subject to credit approval.


BCT Credit Cards

BCT VISA® Credit Cards are issued by TCM Bank, N.A.   Depending on Credit Card selected, features include:

  • 0% introductory APR on balance transfers for the first twelve (12) months of billing cycles. Afterwards, on the date of balance transfers a variable APR based on your current Rewards Program and current APR range that applies for that program will apply. At the end of the 12 months, a 3% fee will be charged for each balance transferred.1
  • Reward points for merchandise and travel. Visit cRewards® for details.
  • Tickets good on any airline with no blackout dates
  • Chip card security
  • Fraud monitoring and Zero Fraud Liability
  • Travel accident insurance 2

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1See the card application's Important Disclosures for Annual Percentage Rates (APR) and ranges, current terms, and fees. BCT VISA® Rewards Platinum credit cards are issued by TCM Bank, N.A. Subject to credit approval. Cash advance fee of either $5.00 or 3.00% of each cash advance, whichever is greater. If the merchant is outside the US, the Foreign Transaction fee of a.) 1.00% of the US dollar amount of the transaction if converted from a foreign currency, or b.) 0.80% of the US dollar amount of the transaction, if made in US dollars. Terms subject to change.

2Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. Terms subject to change.