Checking Solutions for Businesses and Organizations

Our transaction account solutions for businesses and organizations offer simple, straight forward tools that are cost effective yet robust in capabilities.  Our business team is available for a convenient appointment to assist your team opening an account.

Business 250 Checking

Perfect for any business, church, community organization, non-profit, estates and escrows, and business trusts.  With 250 free transactions per month and no monthly service charge, it's no wonder this is our most popular business checking solution.
Minimum Deposit to Open - $50
Minimum Balance Required - $0
Monthly Maintenance Fee- $0
Transaction Fee - First 250 are Free1
Generous transaction ceiling :
  • 250 items free per month
  • $0.25 per item after 250
Free Business Online and Mobile Banking
Free BCT Visa Debit Card
Free e-Statement  ($3 for paper statement)
55,000 Surcharge-free AllPoint®  ATMs Nationwide
$100 Credit Towards First BCT Check Order
How to waive monthly service charge?
  • To simplify your financial life, there is no monthly service fee for this account 

 

Make an appointment

Unlimited Business Checking

Whether a large business, government or municipality, or other large organization, Unlimited Business Checking offers outstanding features with minimal cost to your organization. Best of all, we are always available for that BCT personal touch. 
Minimum Deposit to Open - $50
Minimum Balance Required - $2,500 2
Monthly Maintenance Fee - $10 2
Transaction Fee - $0
Free Unlimited Check Writing
  • No monthly fee
  • No per item fee
Free Business Online and Mobile Banking
Free BCT Visa Debit Card
Free e-Statement  ($3 for paper statement)
55,000 Surcharge-free AllPoint®  ATMs Nationwide
$100 Credit Towards First BCT Check Order
How to waive monthly service charge?
  • Maintain average daily balance of $2,500 or more

 

MAKE An appointment

Business Analysis Checking

Designed for complex businesses with large transaction volume, high balances, and the need for Cash Management services. Provides an Earnings Credit Rate (ECR) that can offset eligible fees.3 The ECR is applied to the average monthly ledger balance.
Minimum Deposit to Open - $100
Minimum Balance Required - $0
Monthly Maintenance Fee - $20 3
Transaction Fee - $0.15 per debit and credit 3
Preset limitations - None
  • Earnings credit may offset or eliminate eligible fees
Free Business Online and Mobile Banking 4
Free BCT Visa Debit Card
Free e-Statement ($3 for paper statement)
55,000 Surcharge-free AllPoint®  ATMs Nationwide
$100 Credit Towards First BCT Check Order  
How to waive monthly service charge?
  • Maintain sufficient balances to offset eligible fees 5

 

Learn More

 1 For Business 250 Checking, no transaction fee for first 250 transactions that post and settle during monthly cycle, $0.25 per transaction thereafter.   

2 For Unlimited Business Checking, $2,500 average daily balance required during monthly cycle. $10.00 monthly service charge if average daily balance falls below $2,500.  

3 For Business Analysis Checking, an Earnings Credit Rate (ECR) is applied monthly to the average ledger balance of eligible account(s) from the prior month.  The earnings amount may offset or eliminate eligible fees.  ECR is not an interest rate.

 4 Online Banking and Mobile App require internet and/or data connection.  Usage fees may apply. Contact your internet or mobile service provider for details.

5 Contact us or visit a branch to learn more. 

 

More Business Banking Solutions

BCT offers banking solutions for businesses that other banks promote but our local bankers partner with you to tailor solutions for your organization's generational needs.

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It's been our way of doing business for over 150 years. 

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