Purchase Rewards

One-Click Enrollment 

Upon LOGIN to BCT digital banking, you can opt in with a single click to begin linking your BCT debit card and activating offers. 

Personalized Offers 

Once enrolled, you receive fast, frictionless access to cash-back offers for the merchants you’ve selected. To redeem an offer, simply make a qualifying purchase with your BCT debit card, in-store or through the retailer’s e-commerce site. 

Seamless Access  

Through online banking and the mobile app, users can easily view available, activated and redeemed rewards at any time.

Download BCT's Mobile App

AppleStore-icon-120x40 google-play-badge-133x40 


Getting Started

It’s never been easier to earn cash back from your favorite stores. With our Purchase Rewards program, you can receive cash back when you shop online and in-store. LOGIN to BCT's Online Banking or BCT's Mobile App to enroll in the program—and start saving today. 

Getting started is simple:

Step One

Join: Sign up for the Purchase Rewards program 

  • To enroll, login to Online or Mobile banking and select “Join Now” from the "Purchase Rewards" tab in Online Banking or the “More” menu in the Mobile App.  Register your debit card. 

Step two

Tap: Activate the offers that interest you

  • On the Marketplace page, review offers and “Activate” the ones that interest you. Activated offers will appear in your Active Deals list.   

Step three

Shop: Make purchases online or in-store with your debit card.  Access hundreds of offers from your favorite local shops, restaurants, travel destinations, national brands and more. 

Step four

Save: Receive cash back in your account*

  • Tap “Earned Summary” to view a dashboard summary‚Äč of the cash-back rewards you’ve earned.


* Purchase Rewards benefits are credited to your account within 45 days following offer redemption.  Benefits are credited on the 15th and 30th of each month.