Historically low interest rates!

Serving the Eastern Panhandle of West Virginia, Washington DC and its surrounding counties in Maryland and Northern Virginia, BCT Residential Lending has experienced mortgage lenders who will guide you through the process of refinancing, purchasing, or building a home.

With fixed and adjustable rates, construction loans, and VA, FHA, and USDA options, we can help you purchase your dream home. Pick a BCT Residential Lending mortgage officer in your area below, then select 'Prequalify Now!' or contact them by phone or email.   We're ready to help you today.


Steve Cowen | SVP, Director of Mortgage Banking

MARKETS: Loudoun County, Northern Virginia, and DC | NMLS #206679 filler text to wrap match other card

703-928-5714 | Email 

Pre-qualify now  Learn more

Tammy Demick | Mortgage Loan Officer

MARKETS: River Place Properties, Berkeley County, WV, and Washington County, MD | NMLS #520136

304-283-5189 | Email

Pre-qualify now  learn more

Tammy Miller | Mortgage Loan Officer

MARKETS: Jefferson County, West Virginia | NMLS #467000

304-728-2467 | Email 

Pre-qualify now  Learn more

Financial Calculators

Our calculators can help you stay in control of your financial life such as determining monthly payments on personal loans, automobile affordability, whether to rent or buy a home, mortgage amortization, savings and spending goals, just to name a few.