NOW IS A GREAT TIME TO BUILD or PURCHASE YOUR DREAM HOMEBroker_L-Logo-RocketProTPO-2023PartnerBadges-WholeSalePartner-2023-WestVirginia-P4317840

BCT Residential Lending is licensed to serve all 50 states with our core markets in the Eastern Panhandle of West Virginia and the Metropolitan area of Washington, DC.   Our award-winning and experienced mortgage lenders will guide you through the process of refinancing, purchasing, or building a home.

We offer fixed and adjustable rate mortgages, construction loans, and VA, FHA, and USDA options.  We are proud to have helped thousands of home owners finance their dream homes. 



(Click image to navigate to his video)




Chose Your Personal Home Mortgage Officer

Select a BCT Residential Lending mortgage officer below, then select 'APPLY NOW' or contact them by phone or email.**

**NOTE:  If sending email to an officer below, be advised that email is not secure.  Do not send confidential personal or account information using email.


Steve Cowen | SVP, Director of Mortgage Banking

NMLS #206679

703-928-5714 | Email 

Apply now  

Tammy Miller | VP, Mortgage Loan Officer

NMLS #467000

304-728-2467 | Email 

apply now 

Mike Groome | Mortgage Loan Officer

NMLS #1528122

540-513-5355 | Email

Apply NOW 


Chris Puller | Mortgage Loan Officer

NMLS #631405

304-671-3707‚Äč | Email

Apply Now



Adam Ware | Mortgage Loan Officer

NMLS #1130125

304-416-1023 | Email

apply Now  

Financial Calculators

Our calculators can help you stay in control of your financial life such as determining monthly payments on personal loans, automobile affordability, whether to rent or buy a home, mortgage amortization, savings and spending goals, just to name a few.