Simple Straight-Forward Checking

BCT is a local community bank focused first on building relationships for a lifetime of financial support. We want to be your family's personal banker for generations to come.

We offer simple, straight-forward checking products that provide customers with a full-range of benefits, many free of charge. No gimmicks or unnecessary products that only confuse and cost too much.

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Why BCT?

"During COVID-19, BCT helped me breathe a sigh of relief."

- Tony Stafford, Ford's Fish Shack


Savings, CDs & IRAs

BCT savings accounts, CDs and IRAs are the perfect way to achieve your financial goals and have peace of mind. Whether you are a new saver or planning for a long-term goal, BCT can help.  Getting started today will help ensure you have funds when they're needed.

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Apply for a Basic Checking or Statement Savings Account Today!

You can apply for our Basic Checking and Statement Savings products within the account application below.
You may also visit our Personal Checking page or Personal Savings, CDs & IRAs page
for more information before you start your application process.

We look forward to helping you Simplify Your Financial Life! Please contact us at 800-296-8431
if you have any questions about the application process.

Apply Now



Our Convenience Services Include Digital Banking with Increasingly Secure and Personalized Solutions for Your Lifestyle

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We'll Help You Find the Right Financing Today*

At BCT, we help your financial life by providing several financing solutions for everyday needs or what life may unexpectedly throw your way.

Sometimes opportunities arise that require a little help from your neighborhood bank. BCT offers several personal loans to meet those needs: Lot loans, CD Secured Loans, Retail Equipment Loans, Unsecured Home Improvement Loans, and Unsecured Personal Loans.

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* All loans and credit cards are subject to Credit Approval. A Processing Fee and Closing Costs may apply.


Consumer Credit Card

BCT offers our personal account holders a consumer VISA® Rewards Platinum credit card that provides hometown convenience, worldwide acceptance, and great benefits.*


*BCT credit cards offered through TCM, NA. Subject to credit approval.

Mobile-debit-card-aa-female--640x480-shutterstock_1058843180Get Started Today!

For more information on our accounts, personal or business, please contact us at 800-296-8431 or make an appointment!

Make Appointment