For Financial Confidence

BCT Investments

BCT is a local community bank focused first on building relationships for a lifetime of financial and investment support. We want to be your trusted advisor for generations.



Meet Our Team


Let us help you create a financial program to start saving and make your dreams come true.

Through our relationship with LPL Financial, the representatives at BCT Investments offer comprehensive solutions to help you pursue your financial goals.

Full Service Brokerage Services

We help you evaluate your financial goals and assess risk and reward. BCT's experienced and local financial advisors will provide investment guidance and advice for:

  • Stocks
  • Bonds
  • Mutual Funds
  • Annuities
  • Insurance

Retirement Planning

We provide planning assistance whether you are just getting started, ready to retire, or currently retired.

  • Retirement plan rollovers
  • 401(k) Plan / 403(b) Plan
  • Individual Retirement Accounts (IRAs)
  • SEP IRAs
  • Simple IRAs
  • Traditional IRAs
  • Roth IRAs
  • Annuities

Insurance Planning

Our knowledgeable and local advisers will help you select the appropriate insurance for your personal, family, or business needs.

  • Whole life Insurance
  • Variable life Insurance
  • Universal life Insurance

We also offer:

  • Asset Allocation
  • Asset Management
  • College Planning
  • Estate Planning


Check the background of these investment professionals on FINRA’s BrokerCheck.


Bank of Charles Town provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. 

Please visit for more detailed information.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).  Insurance products are offered through LPL or its licensed affiliates. BCT-Bank of Charles Town and BCT Investments are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using BCT Investments, and may also be employees of BCT-Bank of Charles Town.  These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, BCT-Bank of Charles Town  or BCT Investments.  Securities and insurance offered through LPL or its affiliates are: 

Securities and insurance offered through LPL or its affiliates are:



Meet Our Team

**NOTE:  If sending email to an officer below, be advised that email is not secure.  Do not send confidential personal or account information using email.


Dave Neterer | Program Manager

Email  |  304-728-2464



Forrest Miles | Financial Consultant

Email  |   304-728-2464​



Ken Smith | Financial Consultant

Email  |   304-728-2464​



Evan Vink | Financial Consultant

Email  |  304-728-2464​

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Lynn Neal | Client Service Associate

Email  |  304-728-2464



NOTICE: The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed.  No offers may be made or accepted from any resident from any other state.