Who We Are

BCT is a special place. We have a culture, a special sauce, that is easy to taste but hard to explain. We are proud of our independence as an authentic community bank. We enjoy cultivating remarkable customer experiences. We revere the vitality of tradition while embracing progress. We understand our success must include customer and community successes. So, in an effort to define our special sauce, all of our employees came together in 2018 with a challenge to define our vision and explain what is the heart of BCT. Below is what our employees determined was the heart of BCT.

In 1871, a group comprised of 38 far-sighted Jefferson County, West Virginia farmers, orchardists, and business leaders saw the need for a bank to serve as a stabilizing influence in Jefferson County. Bank of Charles Town was founded. It was neighbor helping neighbor. It was that simple, and still is. The communities we serve are the communities we call home.  We practice Neighbor Helping Neighbor.

We believe we're in a unique position to improve the well-being of businesses and individuals in our communities, and we continue to be delighted in the opportunity to do so.

Today, we are BCT-Bank of Charles Town throughout the Eastern Panhandle of West Virginia and BCT-The Community's Bank in Hagerstown, Maryland and Loudoun County, Virginia.

BCT - Rooted In Tradition. Growing Our Communities.

BCT'S Mission

Simplify Your Financial Life

BCT strives to provide high quality, profitable community banking and related financial services to clients by focusing on exceeding client service expectations, providing competitive and fair employment opportunities, participating actively in the communities that we serve, maintaining the highest business standards, and employing capital with the objective of maximizing shareholder returns through earnings and dividend payments.

Our Recent Accolades


BCT was named a 2023 BEST BANK TO WORK FOR by American Banker.  This is our fourth time being selected.



BCT was selected as a 2023 TOP 200 COMMUNITY BANK by American Banker.




BCT was named a FINALIST for the 2024 COMMUNITY LEADERSHIP AWARDS for EXECUTIVE LEADER (Alice Frazier, President & CEO) and LARGE BUSINESS categories by the Loudoun County Chamber of Commerce.  This is the second consecutive year BCT has been a finalist in both categories (Paul Bice was the Finalist Executive Leader for 2023).



BCT is proud to be voted the 2022  BEST BANK, BEST LOAN SERVICING, and BEST FINANCIAL PLANNING by the readers of the Journal-News.




BCT is proud to be voted a FINALIST for the 2022 BEST OF LOUDOUN for BEST BANK and BEST MORTGAGE COMPANY by the readers of the Loudoun Times-Mirror. 



TEAM is important at BCT!


Employee Benefits

BCT offers excellent benefits, including: 

  • Paid Time Off (PTO)
  • Paid Holidays
  • Health/Dental/Vision Coverage
  • Health Reimbursement Plan
  • Health Savings Account (HSA)
  • Life Insurance
  • 401k Plan
  • Long-Term Disability
  • Short-Term Disability
  • Tuition Reimbursement
  • Employee Stock Purchase Program
  • BCT Mentor program

Our Core Values



Work in authentic, trustworthy ways to do the right thing every time, in all interactions, with our clients and colleagues



We are accountable to each other to be a collective WE, responsible to our vision, future, and success



Provide opportunities for our colleagues to feel well-prepared, confident, and able to grow their career with BCT

Client Commitment


Being in the moment, fully engaged and listening to our clients' needs to provide high quality products and services that simplify their financial lives

Community Focus


We live our founding principle, "neighbors helping neighbors," growing our communities through time, talent, and support

How To Apply

There are five steps to applying for a position with BCT.

  1. Select the desired position and location
  2. Click the button at the bottom of the job description titled, "Submit Employee Application and Resume"
  3. Open, Complete, and Save the Employment Application (fillable PDF) on your computer, then Upload the application using the "Choose file" button at the bottom of the information section later in the process
  4. Upload a current Resume / CV using the "Choose file" button under the Resume section at the bottom of the information section later in the process
  5. Click the "Save & Submit" button once those two documents are uploaded

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Charles Town, WV Accounts Payable Specialist Full-TimeProvides support to the Chief Financial Officer and Financial Accounting Manager in a variety of duties in the accounts payable functions. 
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