We'll Help You Find the Right Financing Today*

At BCT, we help your financial life by providing several financing solutions for everyday needs or what life may unexpectedly throw your way.

Sometimes opportunities arise that require a little help from your neighborhood bank. BCT offers several personal loans to meet those needs: Lot loans, CD Secured Loans, Retail Equipment Loans, Unsecured Home Improvement Loans, and Unsecured Personal Loans.


New & Used Vehicle Loans

Is it time for a new or replacement car?  Let BCT help you simplify your vehicle purchase with a Vehicle Loan. We offer a variety of loan terms and competitive rates.



Home Equity Line of Credit (HELOC)

Make renovations now!  Regardless of the project, whether upgrading your kitchen, building a deck, or other home repairs, BCT has you covered.



Home Equity Loans

For major projects at home or other needs, get the funding necessary when needed. Home Equity Loans offer a fixed rate for the term of the loan to help your planning. For information, contact us today!



CD Secured Loans

A CD Secured Loan is a flexible financing solution offered to BCT customers. This is a fixed rate loan with a low interest rate tied to your BCT Certificate of Deposit (CD) rate. The loan must mature on or before the maturity date of the CD and the CD is held as collateral.  Contact us today.



Lot Loans

Need land to build your dream or vacation home?  Let us help you purchase the perfect plot of land with our flexible Lot Loans. This loan product has a Fixed Rate and Automatic Payment Discount. Rates based on terms of repayment. The lot will be held as collateral. Make an appointment today!



Personal Credit Cards

BCT offers our personal account holders a consumer VISA® Rewards Platinum credit card that provides worldwide acceptance and great benefits. There are three different Platinum cards offered by TCM, NA, each with distinct features, subject to credit approval. Get started today! 



Unsecured Personal Loans

Purchase a special gift or take a needed vacation, our Unsecured Personal Loan is a great solution.  We offer Unsecured Personal Loans with Fixed Rates and Automatic Payment Discounts. Terms based on loan amount.  At BCT, we're here to help!  Make an appointment today.

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Retail Equipment Loans

Personal use equipment such as lawn mowing equipment, ATVs, snowmobiles, and boats can be purchased with loans having Fixed Rates & Automatic Payment Discounts.  Terms based on whether equipment is new or used.  Equipment is held as collateral.


* All loans and credit cards are subject to Credit Approval.  A Processing Fee and Closing Costs may apply.


Get Started Today

For more information on our accounts, personal or business, please contact us at 800-296-8431 or make an appointment!

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