My Rewards

My Rewards - Cash Back Program

It's as easy as Click, Shop, Save! When using BCT's Debit Card, you can earn cash back for purchases at many of your favorite stores, both online and at the mall. It's easy to register and begin earning cash back.

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HELOC - Renovate Your Home

Winterize or New Kitchen? Why Not Both!

With no closing costs for Home Equity Loans or Lines of Credit under $250,000*, it's a great time to renovate your home or take care of those winterizing projects before it's too cold.

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Let us help you purchase your dream home.

Let us help you purchase your dream home.

Our BCT Residential Lending team is local, experienced, and will work personally with you to find the product that best fits your plans. Find a BCT mortgage banker today!

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Is it a scam?

Be Aware of Scams

BCT will never contact you by phone, email, text, or snail mail and ask for your account number, Online Banking credentials, Debit Card PIN, Social Security Number, or private information. Contact the Customer Care Center if in doubt.

 
 
 

How can we simplify your financial life?

Open an Account
Meet a Financial Advisor
Apply for a mortgage
News & Announcements
Open an Account
Meet a Financial Advisor
Apply for a mortgage
News & Announcements

Why BCT?

"I fell in love with BCT. One example why: We made a mistake and unknowingly deposited payroll funds into our other account.  Two BCT employees called to let me know and they helped us transfer funds into our payroll account immediately.  My other banks wouldn't do that. We made payroll and prevented a disaster for one simple reason... BCT cares."

- Sonny Swan, Climatic Heating and Cooling

 

Why BCT?  In their words...

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Financial Calculators

Our calculators can help you stay in control of your financial life such as determining monthly payments on personal loans, automobile affordability, whether to rent or buy a home, mortgage amortization, savings and spending goals, just to name a few.

Calculators
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Personal Checking Accounts

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Prequalify for a Mortgage

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Business Cash Management

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 2019 Best Bank To Work For   2020 Best Bank To Work For Logos_2021_AB_BBTWF 2020_Lg_Bus_of_Year-Mart-Berk-Chamber_transparent 609d32a58ce2e.image BOL21-Finalist

Routing Number: 057001418  |  NMLS #466642     Member FDIC image Equal Housing Lender image and link to HUD

©2022 BCT-Bank of Charles Town, a.k.a. The Community's Bank. All Rights Reserved.   1-800-296-8431

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