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Small Business Banking

From equipment loans to helping you manage payroll, BCT simplies your business financial life.

BCT is a true community bank that’s locally owned.  You’ll have a personal banker who will answer your calls, providing trusted advice for all of your financial needs for you and your family.

ROBUST, EASY-TO-USE BANKING SERVICES   

Flexible Financing Options1

  • Working capital lines of credit
  • Make equipment purchases when you find good deals with BCT’s flexible guidance loan options
  • Storage facilities, offices, and other real estate loans

Operating Account

  • Business 250 Checking Account with up to 250 free transactions monthly, no maintenance fee, no minimum balance2
  • Business Visa® Debit Card 
  • $100 credit toward initial check & deposit ticket order
  • No-charge ATM fees at 55,000 ATMs
  • QuickBooks/Quicken integration 

Business Credit Card with Rewards

  • BCT's Credit Card Rewards program to benefit your business

Merchant Card Processing

  • Accept payments with credit cards and other payment systems

Convenient Mobile and Online Banking3

SBA Lending

We are also a Small Business Administration (SBA) Preferred Lender.  The SBA offers attractive lending programs tailored for small businesses that are government secured.  For more information, visit our SBA webpage

Drive Sales to Your Bottom Line with BCT’s Purchase Rewards Program

  • Advertise your products and services to our Online and Mobile Banking clients through our Purchase Rewards program. Enroll through our Digital Banking team.4

Get Started Today!

Let us help you simplify your business financial life today!  Visit a local branch or make an appointment.

APPLY for business Loan

Meet a Business Banker

Visit Local Branch
Make Appointment

 

Credit and guidance options subject to approval.  Some credit products require a business checking account. 
$50 minimum deposit to open account. A service charge of $0.25 per transaction is charged on all transactions in excess of 250 per monthly statement cycle. If selecting paper statements, a $3 monthly service charge applies.

Online Banking and BillPay require internet access. Usage fees may apply. Contact your internet service provider for details.
The Purchase Rewards program is offered through our third-party rewards provider. Agreement required and fees may apply as determined by the program
provider. Results may vary and are not guaranteed. Contact our Cash Management Department to learn more.