ANNOUNCEMENT: Loan Quick Pay Service To Be Discontinued, Effective April 15, 2021

March 8, 2021
Enhancements to our digital services included options for making loan payments. As a result, we will discontinue the Loan Quick Pay service, effective April 15, 2021.

Customers who have used BCT’s Loan Quick Pay service are being notified this week that this service will be discontinued, effective April 15, 2021.  Our recently enhanced digital banking services now provide similar payment options, including:

  • Make a one-time transfer or setup recurring transfers from a BCT checking account using BCT Online or Mobile Banking
  • Request a pre-registered automatic payment from your BCT checking account*
  • Request a pre-registered automatic payment from an account you have at a different financial institution*

*To register, see your BCT branch staff, contact the Customer Care Center, or email us at  You may also utilize the BCT ACH Payment Authorization form and mail it to the address below.

In addition to the options above, customers may still make a payment in person at any of our branch locations or by mailing your payment to:

BCT Loan Payments
111 E. Washington Street
Charles Town, WV 25414

For those who do not currently have a deposit account with BCT and would like to open one, please visit one of our local branch offices (appointments recommended) or Apply Online

Again, BCT’s Loan Quick Pay service will be discontinued, effective April 15, 2021.  We apologize for any inconvenience this may cause.  Should you have any questions, please contact the Customer Care Center at 1-800-296-8431, Monday through Friday, 9:00 a.m. through 5:00 p.m., and Saturday 9:00 a.m. through Noon.


-BCT Digital Banking Operations-

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About the Company

Founded in 1871, BCT - Bank of Charles Town, also known as The Community's Bank, is a wholly owned subsidiary of Potomac Bancshares, Inc. (OTC:PTBS). With approximately $855 million in assets as of March 31, 2024, the Company conducts operations through its main office, an additional eight branch offices, and two loan production offices.  BCT’s offices are located in Jefferson and Berkeley Counties (WV), Washington County (MD), and Loudoun and Stafford Counties (VA). The Bank provides various banking products and services including free access to over 55,000 ATMs through the Allpoint® network plus  another approximately 675 free access ATMs through another partnership.  The Bank provides convenient online and mobile banking for individuals, businesses, and local governments. The Bank also offers commercial lines and term loans, residential and commercial construction loans, commercial real estate loans, agricultural loans, and government contractor loans.  The Bank is also a Small Business Administration (SBA) Preferred Lender.  The Residential Lending division offers secondary market and portfolio mortgage loans, one-time close construction to perm loans, as well as home equity loans and lines of credit.  For over 70 years, BCT Wealth Advisors has provided trust services, growing into a premier financial management, investments, and estate services provider.  In 2023, American Banker selected BCT as a “Top 200 Community Bank,” an annual listing of the best performing banks in the United States with assets under $2 billion.  BCT was voted a “Best of the Best” winner in the 2023 Journal-News Readers’ Choice Awards in four categories:  Bank, Mortgage Company, Loan Services, and Financial Planning.  In 2023, 2021, 2020, and 2019 the Bank was named a “Best Bank To Work For” by American Banker.


The Company's shares are quoted on the OTC Pink Sheet marketplace under the symbol "PTBS." For more information about Potomac Bancshares, Inc., and the Bank, please visit our website at