Potomac Bancshares, Inc. Annual Shareholder Meeting and Reunion Reception Highlights Successful 2024

May 21, 2025
CHARLES TOWN, WV, May 21, 2025 / – Potomac Bancshares, Inc. (the “Company”) (OTCPK: PTBS), the bank holding company of Bank of Charles Town, also known as The Community’s Bank, held its annual shareholder meeting the evening of May 20, 2025, at the Bavarian Inn in Shepherdstown, West Virginia.
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The annual event has become a highlight for shareholders to rekindle friendships and connections. In addition to the Company’s official meeting, shareholders and their guests were treated to beautifully prepared fare throughout the well-appointed dining rooms and patios of the Bavarian Inn, a European inspired boutique resort and fine dining establishment, located on a spectacular bluff overlooking the Potomac River.  Shareholder attendance was one of the highest on record.   

“What a wonderful evening!” stated Alice P. Frazier, President and CEO. “Seeing shareholders from so many different backgrounds and interests who were reconnecting or meeting for the first time validated that BCT is the very definition of a community bank, and we continue to be a unifying, high-performing presence in our communities.  It’s gratifying to see our culture of neighbor helping neighbor is alive and well.”

Presiding over the official meeting was Dr. Keith B. Berkeley, Chairman of the Board.   Ms. Frazier provided a review of the Company's accomplishments for the 2024 year and affirmed its commitment to employees, clients, community, and shareholders.  The Company’s shareholders elected J. Scott Boyd, Michael Huber, and Dr. Mitesh Kothari, to serve as Directors of the Company for a three-year term ending in 2028.  The Company has three classes of Directors, each elected for a different three-year term.  Additionally, shareholders ratified the appointment of Yount, Hyde & Barbour, PC as the Company's independent auditors for the year ending December 31, 2025.

The Company made it known that individuals may purchase shares under the symbol “PTBS” by contacting Shane Bell, EVP and CFO, at sbell@mybct.bank, or through one’s personal broker.

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About the Company

Founded in 1871, BCT - Bank of Charles Town, also known as The Community's Bank, is a wholly owned subsidiary of Potomac Bancshares, Inc. (OTC:PTBS). With approximately $896 million in assets as of March 31, 2025, the Company conducts operations through its main office, an additional eight branch offices, and two loan production offices.  BCT’s offices are located in Jefferson and Berkeley Counties (WV), Washington County (MD), and Loudoun and Stafford Counties (VA).   The Bank offers commercial lines and term loans, residential and commercial construction loans, commercial real estate loans, agricultural loans, and government contractor loans.  The Bank is also a Small Business Administration (SBA) Preferred Lender.  The Residential Lending division offers secondary market and portfolio mortgage loans, one-time close construction to perm loans, as well as home equity loans and lines of credit.  For over 70 years, BCT Wealth Advisors has provided caring and personalized trust services, growing into a premier financial management, investment strategies, and estate services provider.  The Bank also provides convenient online and mobile banking for individuals, businesses, and local governments plus free access to over 55,000 ATMs through the Allpoint® network plus another approximately 675 free access ATMs through another partnership.  BCT was voted WINNER in the LoudounNow 2024 Loudoun’s Favorite readers’ poll in four categories:  Bank, Mortgage Company, Banker, and Financial Planner.  BCT was voted a “Best of the Best” winner in the 2024 Martinsburg Journal-News Readers’ Choice Awards in three categories:  Bank, Loan Services, and Financial Planning. In 2023, American Banker selected BCT as a “Top 200 Community Bank,” an annual listing of the best performing banks in the United States with assets under $2 billion.  Since 2019, the Bank has been named a “Best Bank To Work For” by American Banker five times.

The Company's shares are quoted on the OTC Pink Sheet marketplace under the symbol "PTBS."  Individuals may purchase shares under the symbol “PTBS” by contacting Shane Bell, EVP and CFO, at sbell@mybct.bank, or through one’s personal broker.  For more information about Potomac Bancshares, Inc., and the Bank, please visit our website at www.mybct.bank.