Job Functions
Support the Bank’s Anti-Money Laundering program, including:
- Ensure BSA, AML, and OFAC compliance efforts are maintained.
- Perform monitoring, reviews, and analysis of transaction data to identify trends, unusual activity, and large currency activity to determine if transactions are suspicious in nature.
- Monitor, prepare, and e-file Suspicious Activity Reports (SARs).
- Monitor Customer Identification Program and Customer Due Diligence exceptions.
- Review and e-file Currency Transaction Reports (CTR).
- Review OFAC reports.
- Perform FinCEN 314(a) review.
- Monitor AML software alerts and reports.
- Track employee accuracy to identify weaknesses and recommend areas of improvement.
- Maintain proficient knowledge on rules and regulations, money laundering trends, and regulatory advisories.
- Provide support and guidance to staff.
- Assist in development, coordination, and facilitation of training to educate employees of BSA/AML requirements.
- Assist with compliance reviews and risk assessments as needed.
- Update policies and procedures to comply with federal regulations.
- Assist with preparation of information and reports for the SAR and Audit Committees.
- Assist with the collection and coordination of information required for Federal, State, and third-party reviews/audits.
Security
- Adhere to all Bank policies and procedures and to internal controls and system access restrictions.
- Maintain neat and orderly work area and ensures all confidential records are properly secured each day.
- Keep suspicious activity cases confidential.
- Understand role in case of robbery, whether victim or bystander, and knows proper post-robbery procedures.
- Professional appearance that evokes the customer’s trust.
Customer Service
- Ability to meet the public well and to deal effectively with their questions or problems.
- Knows the Bank’s products and services thoroughly.
- Continuously demonstrates a helpful, friendly attitude and is committed to providing excellent customer service.
- Handles customer complaints or questions and refers them to the appropriate party to remedy the situation.
Other duties may be assigned that do not conflict with the Compliance position.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION and/or EXPERIENCE
Two-year college degree, or equivalent bank experience, preferred. Knowledge of Anti-Money Laundering rules and related regulations preferred.
CRITICAL SKILLS
- Perform Essential Duties and Responsibilities detailed above satisfactory.
- Position requires a person with a pleasant and professional personality who works with a high degree of accuracy, pays attention to detail, and has good organizational, documentation, and writing skills.
- Self-Development: pursue additional education or training to remain current, improve knowledge, and diversify skills.
- Customer confidentiality: never reveal or divulge customer information to anyone outside of the Bank.
- Versatility: Ability to multi-task and prioritize tasks under pressure and fast paced environment.
- Ability to establish and maintain effective working relationships with department coworkers and employees in other departments.
KNOWLEDGE, SKILLS, AND ABILITIES
- Ability to work efficiently and accurately in an atmosphere of frequent interruptions.
- Ability to think and work independently and in a team environment.
- Ability to analyze current processes and make recommendations to streamline and modernize processes and systems to be more efficient while maintaining integrity of policy and procedures.
- Possess a knowledgeable background of the Bank’s operational procedures and policies regarding lending and deposit functions.
- Must have basic skills in operating a computer, calculator, and other standard office equipment.
- Proficient in Microsoft Office products.
- Ability to read and interpret documents such as regulations, examiner and auditor reports, contracts, reporting instructions, policy and procedural manuals, and other written documents.
- Ability to speak and write in a clear and understandable manner.
- Ability to answer telephones and greet public in a friendly and courteous manner.
- Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form and to request clarification if needed.
- Ability to document findings in an accurate, logical, and complete manner.
- Position requires the ability to meet with the public/personnel in problem solving situations.
- Ability to adhere to BCT’s Core Values: Integrity, Teamwork, Growth, Customer Commitment, & Community Focus
SMOKE-FREE WORKPLACE
BCT is a 100% smoke-free company.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit, walk, and stand; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee must occasionally lift and/or move up to 10 pounds.