For Your Business Financial Services

Business Operating Account

• Business 250 Checking Account with up to 250 free transactions monthly, no maintenance fee, no minimum balance¹
• Business VISA^® Debit Card
• $100.00 credit towards initial check and deposit ticket order
• No-charge ATM fees at 55,000 ATMs

Business Tax Account

• Business 250 Checking Account with up to 250 free transactions monthly, no maintenance fee, no minimum balance¹

OR

• Savings or Money Market account

Business Credit Card with Rewards

• Rewards program to benefit your business

MAKE APPOINTMENT

Product and promotional offers are not dependent on the referral of any business.

¹ $50 minimum deposit to open account. A service charge of $0.25 per transaction is charged on all transactions in excess of 250 per monthly statement cycle. If selecting paper statements, a $3 monthly service charge applies.

For Your Personal Financial Services

Personal Banking

• Basic Checking Account with no service charge fees², no minimum balance to maintain, no limits on check writing, and a minimum deposit of $50 to open
• Personal VISA^® Debit Card
• No-charge ATM fees at 55,000 ATMs

Personal Savings/Money Market

• Savings or Money Market account

Personal Mortgage

• Local lenders with competitive rates and terms

Home Equity Line of Credit

• All closing costs covered by BCT up to approved line of credit of $250,000³

MAKE APPOINTMENT

Product and promotional offers are not dependent on the referral of any business.

² E-Statements are free. There is a $3 monthly fee for paper statements.

³  This promotion is a limited time offer and may end at any time without notice. It is for exclusive use with a BCT Home Equity Loan or Line of Credit (HELOC) and subject to credit approval.  Application must be received by December 31, 2024. The Annual Percentage Rate (APR) is a variable rate available as of 06/13/2022 and will remain at the U.S. Prime Rate (Prime) as published in the Money Rates table of the Wall Street Journal plus a margin of 1.25%.  As of 11/08/2024, Prime was 7.75%. The minimum APR will not be less than 3.75%, making the effective rate of this offer 9.00%. The maximum APR will not exceed 18.00%. Closing costs will be paid by BCT up to an approved line of credit of $250,000. Lines over $250,000 may be subject to closing costs which could include transfer taxes, title insurance, appraisal, and credit reporting fees ($50-$2,500). Finance charges begin to accrue when funds are advanced. Property insurance is required on collateral. Should the borrower close the account within 36 months of when the HELOC is opened, the borrower will repay all closing costs paid by BCT. Promotion effective as of 06/13/2022.