Nonprofit Banking

We Serve You So You Can Serve Others

With over 153 years of serving our community, we are an experienced local bank providing personal service coupled with technology, helping to simplify your financial life.  

We offer many helpful products and services that will benefit organization leaders and staff members.  Here are just a few:

Community Checking Plus
–  No transaction fees
–  No minimum balance required to maintain account
–  $50 minimum to open account
–  Accrues interest (compounds & credited monthly)
–  FREE Online Banking 
–  FREE Mobile Banking†
–  $100 credit towards first check order and supplies
–  FREE Electronic Monthly Statement  

Small Business Loans*
–  Line of Credit
–  Office equipment and renovation
–  Specialty equipment for operations, e.g. vans,  
    ATVs, boats, etc.

Savings, Money Market, and ICS Accounts
Save for major events or projects.  ICS offers peace of mind allowing you to sweep excess funds into an account that provides extra FDIC insurance coverage beyond the standard $250,000.

BCT @ Work
BCT @ Work provides your organization and employees  tools and resources needed to meet their financial goals, at no cost to your organization.  Some benefits:
–  On-site financial eduacation programs for your employees
–  Money management, mortgage, and retail loan programs. 

Residential Mortgages*
Purchase, refinance, or build the home of your dreams. BCT Residential Lending can help make that happen.  
–  Many programs to fit your needs


In Maryland and West Virginia, call Aaron Howell at 304-728-2441 or email him at ahowell@mybct.bank

In Virginia and Metro DC, call Paul Bice at 703-443-4484 or send an email to pbice@mybct.bank .

You may also make an appointment online using the link below.

Make Appointment

† Connectivity usage rates may apply. Contact your wireless service provider for more details.
* Subject to credit approval.