Business Cash Management Solutions
Our comprehensive Business Online Banking cash management solutions are designed to help businesses efficiently manage their payables and receivables. With a suite of powerful features, you can optimize your cash flow, protect your accounts, and simplify your financial management. Our Cash Management system is integrated within our Online Banking platform.1 You may access your accounts and services conveniently from your desktop or mobile device.2
Key Features and Benefits3
Secure Online Access
- Multi-Factor Authentication: Ensure the highest level of security with multi-factor authentication, protecting your sensitive financial information from unauthorized access.
User Entitlements
- Customizable Access: Manage user access with customizable entitlements, ensuring that designated team members have the appropriate level of access to financial tools and information.
Payables Management
- ACH Payments: Automate your payments with one-time or recurring ACH payments, reducing processing time and costs.
- Wire Transfers: Quickly and securely send domestic wire transfers.
- Online Bill Payment: Simplify bill payments, allowing you to schedule and manage payments effortlessly.
Receivables Management
- ACH Payments: Automate your payments with one-time or recurring ACH payments, reducing processing time and costs.
- Wire Transfers: Quickly and securely send domestic wire transfers.
- Online Bill Payment: Simplify bill payments, allowing you to schedule and manage payments effortlessly.
Fraud Prevention Tools
- Dual/Multiple Control: Establish dual/multiple control to ensure only authorized online bill payments, ACH, and wires are submitted.
- Check Positive Pay: Prevent check fraud by verifying checks before they are processed.
- ACH Positive Pay: Prevent ACH fraud by verifying ACH transactions before they are processed.
Transfers
- Internal Transfers: Easily transfer funds between your accounts with our intuitive platform.
Integration with Financial Software
- Upload to Quicken and QuickBooks: Seamlessly integrate your financial data with Quicken and QuickBooks, simplifying your accounting processes and ensuring accurate record-keeping.
Demo
Interested in exploring these features? If so, click on the menu button to be taken directly to specific features. Please note that not all services are included in the demo.
Why Choose BCT Cash Management Services
- Efficiency: Automate and streamline your financial operations, reducing manual effort and increasing productivity.
- Security: Protect your financial data with advanced security features, including multi-factor authentication and fraud prevention tools.
- Convenience: Access and manage your finances from anywhere with our secure online platform.
- Customization: Tailor the system to meet your specific business needs with customizable user entitlements and integration options.
Also Available
Merchant Services
- Debit and Credit Card Payments: Accept payments from customers using debit and credit cards, both in-person and online.
- Online Payment Processing: Facilitate online transactions with our secure payment gateway, making it easy for customers to pay you from anywhere.
Lockbox Services: Accelerate the collection and processing of receivables with our lockbox services, reducing mail float and improving cash flow.
Mobile Access
Many of the same functions and services are available on our Mobile Apps. Once your BCT business accounts are registered with the Cash Management Online Banking system, you may begin using the Mobile App with the same login credentials.
BCT Mobile App - Apple Devices
BCT Mobile App - Android Devices
To learn more, contact our Cash Management team:
304-728-2409 Email MAKE APPOINTMENT
1 Cash Management and other services are subject to approval.
2 Mobile Banking requires wireless service. Usage fees may apply. Contact your wireless carrier for details.
3 Monthly fees are associated with certain features. These can be offset with Business Analysis Checking.