BCT Wealth Advisors Appoints Emma Espinosa as Client Coordinator

May 12, 2022
Charles Town, WV, May 12, 2022 /PRNewswire/ (OTC: PTBS) – BCT Wealth Advisors, a division of Bank of Charles Town, recently announced the appointment of Emma Espinosa as the firm’s Client Coordinator. Responsibilities include managing clients’ experiences from established relationship through disbursements. Ms. Espinosa will report to Leslie Crabill, Senior Vice President, Director of Wealth and Investments.
Emma Espinosa

Ms. Espinosa will serve clients from their main office at 111 E. Washington Street, Charles Town, West Virginia, 25414.  For several years, Ms. Espinosa has been a part time employee with Bank of Charles Town while attending Shepherd University in Shepherdstown, West Virginia. 

“Welcoming someone of Emma’s caliber and potential to our Wealth Advisors team is exciting,” stated Leslie Crabill, Senior Vice President, Director of Wealth and Investments. “She epitomizes the BCT spirit, as a leader at Shepherd University, which includes being President of the Financial Planning club, as well as her outstanding performance at BCT while working her way through college.  Emma will be a champion for our clients.”

While working part time as a Teller with Bank of Charles Town, Ms. Espinosa attended Shepherd University from which she recently graduated Summa Cum Laude.  While at Shepherd she was selected a McMurran Scholar, the highest academic honor of the university.  Additionally, she earned entrance into the Phi Kappa Phi Honor Society and was elected Senator for the Student Government Association.  As noted earlier, Ms. Espinosa also served as President of the university’s Financial Planning Club.
Ms. Espinosa is a native of Jefferson County, West Virginia.  She is an activeBCTLogo_WealthAdvisors_Trademark member of St. James Catholic Church and enjoys traveling, exercising, attending sporting events, and most especially spending time with friends and family.

BCT Wealth Advisors serve clients in D.C., Maryland, Virginia, and West Virginia. 


Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. BCT-Bank of Charles Town and BCT Wealth Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using BCT Wealth Advisors, and may also be employees of BCT-Bank of Charles Town. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, BCT-Bank of Charles Town or BCT Wealth Advisors.

Securities and insurance offered through LPL or its affiliates are:

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About the Company

Founded in 1871, BCT - Bank of Charles Town, also known as The Community's Bank, is a wholly owned subsidiary of Potomac Bancshares, Inc. (OTC:PTBS). With approximately $855 million in assets as of March 31, 2024, the Company conducts operations through its main office, an additional eight branch offices, and two loan production offices.  BCT’s offices are located in Jefferson and Berkeley Counties (WV), Washington County (MD), and Loudoun and Stafford Counties (VA). The Bank provides various banking products and services including free access to over 55,000 ATMs through the Allpoint® network plus an affiliation with Sheetz convenience stores.  The Bank provides convenient online and mobile banking for individuals, businesses, and local governments. The Bank also offers commercial lines and term loans, residential and commercial construction loans, commercial real estate loans, agricultural loans, and government contractor loans.  The Bank is also a Small Business Administration (SBA) Preferred Lender.  The Residential Lending division offers secondary market and portfolio mortgage loans, one-time close construction to perm loans, as well as home equity loans and lines of credit.  For over 70 years, BCT Wealth Advisors has provided trust services, growing into a premier financial management, investments, and estate services provider.  In 2023, American Banker selected BCT as a “Top 200 Community Bank,” an annual listing of the best performing banks in the United States with assets under $2 billion.  BCT was voted a “Best of the Best” winner in the 2023 Journal-News Readers’ Choice Awards in four  categories:  Bank, Mortgage Company, Loan Services, and Financial Planning.  In 2023, 2021, 2020, and 2019 the Bank was named a “Best Bank To Work For” by American Banker.

The Company's shares are quoted on the OTC Pink Sheet marketplace under the symbol "PTBS." For more information about Potomac Bancshares, Inc., and the Bank, please visit our website at www.mybct.bank.