BCT Residential Lending Welcomes Adam Ware as Mortgage Loan Officer

October 25, 2022
CHARLES TOWN, WV, October 25, 2022 (OTC:PTBS) – BCT-Bank of Charles Town, also known as The Community’s Bank, recently announced the appointment of Adam Ware as Mortgage Loan Officer. Mr. Ware will be responsible for residential mortgage originations throughout BCT’s markets with an emphasis on Berkeley County, West Virginia. Mr. Ware’s office is located at BCT’s Martinsburg branch at 9738 Tuscarora Pike, Martinsburg, West Virginia, 25403.
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With over 12 years of financial services experience, Mr. Ware spent the most recent five years originating residential mortgages.  All of his prior financial services experience was served with Truist, formerly known as BB&T.

“Adam brings proven success in creating positive client experiences,” stated Steve Cowen, Senior Vice President, Director of Mortgage Production. "His client-focus fits perfectly with our team’s philosophy of making the mortgage lending experience as simple and easy as possible for our clients.”

Community service is important to Mr. Ware.  He serves on the Eastern Panhandle Board of Realtors and is an active member of the Jefferson County Chamber of Commerce.  Additionally, he is an active member of the Shepherdstown Presbyterian Church where he serves as a member of Session, is Chair of the More Light Group and Co-chair of the community meals programs for the homeless of Jefferson County, West Virginia.

Mr. Ware earned a BS in Business Administration with a focus on Accounting from the University of West Virginia.  Additionally, he is a graduate of Leadership Jefferson, class XIV. 

A lifelong resident of West Virginia,  Mr. Ware grew up in the Southwestern corner of the state in a small town called Barboursville.  In 2017, he relocated to the Eastern Panhandle of West Virginia where he remains an active resident.  In his free time, Mr. Ware enjoys traveling, expanding his food palate, reading, and hiking with his husband JB and their dog Clinton.

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About the Company

Founded in 1871, BCT - Bank of Charles Town, also known as The Community's Bank, is a wholly owned subsidiary of Potomac Bancshares, Inc. (OTC:PTBS). With approximately $855 million in assets as of March 31, 2024, the Company conducts operations through its main office, an additional eight branch offices, and two loan production offices.  BCT’s offices are located in Jefferson and Berkeley Counties (WV), Washington County (MD), and Loudoun and Stafford Counties (VA). The Bank provides various banking products and services including free access to over 55,000 ATMs through the Allpoint® network plus an affiliation with Sheetz convenience stores.  The Bank provides convenient online and mobile banking for individuals, businesses, and local governments. The Bank also offers commercial lines and term loans, residential and commercial construction loans, commercial real estate loans, agricultural loans, and government contractor loans.  The Bank is also a Small Business Administration (SBA) Preferred Lender.  The Residential Lending division offers secondary market and portfolio mortgage loans, one-time close construction to perm loans, as well as home equity loans and lines of credit.  For over 70 years, BCT Wealth Advisors has provided trust services, growing into a premier financial management, investments, and estate services provider.  In 2023, American Banker selected BCT as a “Top 200 Community Bank,” an annual listing of the best performing banks in the United States with assets under $2 billion.  BCT was voted a “Best of the Best” winner in the 2023 Journal-News Readers’ Choice Awards in four  categories:  Bank, Mortgage Company, Loan Services, and Financial Planning.  In 2023, 2021, 2020, and 2019 the Bank was named a “Best Bank To Work For” by American Banker.

The Company's shares are quoted on the OTC Pink Sheet marketplace under the symbol "PTBS." For more information about Potomac Bancshares, Inc., and the Bank, please visit our website at www.mybct.bank.