NOW IS A GREAT TIME TO PURCHASE or REFINANCE. Historically low interest rates!

Serving Metro DC and surrounding counties in Maryland and Northern Virginia, BCT’s experienced mortgage lenders can guide you through the process of refinancing, purchasing, or building a home.

With fixed and adjustable rates, construction loans, and VA, FHA, and USDA options, we can help you purchase your dream home. Pick a BCT Residential Lending mortgage officer in your area below, then select 'Prequalify Now!' or contact them by phone or email. We're ready to help you today.

Contact one of our Mortgage Loan Officers today!

Steve Cowen | NMLS # 206679
SVP, Director of Mortgage Banking
Loudoun County, Northern Virginia, and DC
703-928-5714 | E-mail
Prequalify Now! | Visit Steve Cowen's webpage

Tammy Demick | NMLS # 520136
Mortgage Loan Officer
Berkeley County, WV, and Washington County, MD
304-283-5189 | E-mail
Prequalify Now! | Visit Tammy Demick's webpage

Tammy Miller | NMLS # 467000
Mortgage Loan Officer
Jefferson County, WV
304-728-2467 | E-mail
Prequalify Now! | Visit Tammy Miller's webpage

Gwen Miller | NMLS # 206689
Virginia Production Support Manager
Loudoun County, Northern Virginia, and DC
540-270-4144 | E-mail
Prequalify Now! | Visit Gwen Miller's webpage

Financial Calculators

Our calculators can help you stay in control of your financial life such as determining monthly payments on personal loans, automobile affordability, whether to rent or buy a home, mortgage amortization, savings and spending goals, just to name a few.