BCT Basic Checking

$50 Minimum Deposit to Open

No Minimum Balance Required

No Monthly Maintenance Fee

55,000 Surcharge-free AllPoint® ATMs Nationwide

Free BCT Visa® Debit Card

Free Online, Mobile & Phone Banking

Free E-Statements and BillPay ³

Unlimited Check Writing

 

Find a Branch

Student Checking

$50 Minimum Deposit to Open

No Minimum Balance Required

No Monthly Maintenance Fee

55,000 Surcharge-free AllPoint® ATMs Nationwide

Free BCT Visa® Debit Card

Free Online, Mobile & Phone Banking

Free E-Statements and BillPay ³

Unlimited Check Writing

 

Find a Branch

Interest Bearing Checking

$50 Minimum Deposit to Open

Earn interest when average daily balance is at least $5000

Monthly Compound/Credit

$10 service charge if average daily balance drops below $5000

55,000 Surcharge-free AllPoint® ATMs Nationwide

Free BCT Visa® Debit Card

Free Online, Mobile & Phone Banking

Free E-Statements ($3.00 monthly paper statement fee)

 

Find a Branch
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Personal Checking Accounts

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Prequalify for a Mortgage

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Business Cash Management

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Personal Checking Accounts

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Prequalify for a Mortgage

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Business Cash Management

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Bank of Charles Town Account Options

 

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Compare our Accounts¹

  BCT BASIC
CHECKING
STUDENT CHECKING ²
     
Minimum Deposit to Open $50 $50
No Minimum Balance Required
No Monthly Maintenance Fee
Earns Interest    
55,000 Surcharge-free AllPoint® ATMs Nationwide
Free BCT Visa® Debit Card
Free Online, Mobile & Phone Banking
Free E-Statements and BillPay ³
Unlimited Check Writing
 

¹ Interest bearing checking accounts available. See a Customer Service Representative at one of our banking offices for more information.

² Student Checking must be opened at a BCT banking office. Upon attaining the age of 25, the account will be reclassified as a Basic Checking or similar regular checking account.

³ Free E-Statement. $3.00 per month if paper statement.

Basic Checking

Life can be complicated but your checking doesn't have to be.  BCT Basic Checking is a full-featured service that helps you manage your money easily.  No fee. No hassles. No drama. When you’re ready for the next stage of your journey, we’ve got you covered.  

Features:

  • $50.00 Minimum to open
  • No Minimum Balance required
  • Free BCT VISA Debit Card
  • Free BCT Online Banking
  • Free BCT Mobile App  (Apple and Android devices)
  • Free access to over 55,000 ATMs using the AllPoint Network
  • Free e-Statements ($3.00 monthly paper statement fee)
  • Free first box of standard checks
  • Non-Interest Bearing

Outstanding features with none of the hassles.  BCT Basic Checking!  

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Interest Bearing Checking

Manager your money with easy and convenient features plus a competitive interest rate. That's what BCT Interest Bearing Checking provides. 

Features:

  • $50 minimum to open
  • Earn interest when average daily balance is at least $5000
  • Monthly Compound/Credit
  • $10 service charge if average daily balance drops below $5000
  • Free BCT Online Banking
  • Free BCT Mobile App  (Apple and Android devices)
  • Free BCT VISA Debit Card
  • Free access to over 55,000 ATMs using the AllPoint Networks
  • Free e-Statements ($3.00 monthly paper statement fee)

 BCT Interest Bearing Checking empowers you.  To open an account, visit any of our convenient branch locations (ADD LOCATIONS LINK)

Student Checking

BCT Student Checking is designed for young adults until the age of 25.  With the many benefits and features included, students will learn to responsibly manage money.  

  • $50.00 Minimum to open
  • No Minimum Balance required
  • Free Online Banking
  • Free BCT Mobile App  (Apple and Android devices)
  • Free BCT VISA Debit Card
  • Free access to over 55,000 ATMs using the AllPoint Network
  • Free e-Statements ($3.00 monthly paper statement fee)
  • Non-Interest Bearing
  • Designed for young adults until age 25
  • Account reclassified upon turning 25 to Basic Checking

The BCT Student Checking account is the perfect account for young adults.  To open, visit any of our convenient branch locations (ADD LOCATIONS LINK)

¹ Interest bearing checking accounts available. See a Customer Service Representative at one of our banking offices for more information.

² Student Checking must be opened at a BCT banking office. Upon attaining the age of 25, the account will be reclassified as a Basic Checking or similar regular checking account.

³ Free E-Statement. $3.00 per month if paper statement.