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Bank of Charles Town Account Options
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Basic Checking
Life can be complicated but your checking doesn't have to be. BCT Basic Checking is a full-featured service that helps you manage your money easily. No fee. No hassles. No drama. When you’re ready for the next stage of your journey, we’ve got you covered.
Features:
- $50.00 Minimum to open
- No Minimum Balance required
- Free BCT VISA Debit Card
- Free BCT Online Banking
- Free BCT Mobile App (Apple and Android devices)
- Free access to over 55,000 ATMs using the AllPoint Network
- Free e-Statements ($3.00 monthly paper statement fee)
- Free first box of standard checks
- Non-Interest Bearing
Outstanding features with none of the hassles. BCT Basic Checking!
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Interest Bearing Checking
Manager your money with easy and convenient features plus a competitive interest rate. That's what BCT Interest Bearing Checking provides.
Features:
- $50 minimum to open
- Earn interest when average daily balance is at least $5000
- Monthly Compound/Credit
- $10 service charge if average daily balance drops below $5000
- Free BCT Online Banking
- Free BCT Mobile App (Apple and Android devices)
- Free BCT VISA Debit Card
- Free access to over 55,000 ATMs using the AllPoint Networks
- Free e-Statements ($3.00 monthly paper statement fee)
BCT Interest Bearing Checking empowers you. To open an account, visit any of our convenient branch locations (ADD LOCATIONS LINK)
Student Checking
BCT Student Checking is designed for young adults until the age of 25. With the many benefits and features included, students will learn to responsibly manage money.
- $50.00 Minimum to open
- No Minimum Balance required
- Free Online Banking
- Free BCT Mobile App (Apple and Android devices)
- Free BCT VISA Debit Card
- Free access to over 55,000 ATMs using the AllPoint Network
- Free e-Statements ($3.00 monthly paper statement fee)
- Non-Interest Bearing
- Designed for young adults until age 25
- Account reclassified upon turning 25 to Basic Checking
The BCT Student Checking account is the perfect account for young adults. To open, visit any of our convenient branch locations (ADD LOCATIONS LINK)
¹ Interest bearing checking accounts available. See a Customer Service Representative at one of our banking offices for more information.
² Student Checking must be opened at a BCT banking office. Upon attaining the age of 25, the account will be reclassified as a Basic Checking or similar regular checking account.
³ Free E-Statement. $3.00 per month if paper statement.